Guilt-Free 2020

woman laying on couch relaxing

Pay down credit card balances fast with an ECCU credit card.

Transfer balances from your high-interest credit cards, and receive 1.9% APR* on your transferred balance for 12 months! By combining multiple payments into one single credit card payment, you can save yourself time and money.

Already an ECCU Credit Card Holder?

Transferring you balance to an ECCU Credit Card is as easy as logging into your online banking account!To transfer your balance:

  • Log into your online banking account at
  • Open the Menu by clicking the Hamburger Menu at the top left.
  • Click on “View/Pay my Credit Card.”
    • If you have not already registered your credit card here, you will need to do so.
  • Under “Quick links” on the right side, choose the “Balance Transfer” option.
  • Read the instructions, then click “next.”
  • Choose “Begin Balance Transfer,” then follow the prompts and enter your information.

Not an ECCU Credit Card Holder Yet?

Fill out our online application or visit us at one of our friendly branches to get started!

Click here to apply! 

You'll receive 0% APR* on new purchases for the first six months on new ECCU credit cards.


**APR is Annual Percentage Rate. 0% APR is only valid for new cards, six months after card opening, afterwards your rate will be the rate agreed upon at card opening. Mastercard Credit Card rates can range from 8.99% APR – 17.99% APR based on creditworthiness. Rates and terms are accurate as of 01/01/2020 and are subject to change. Offers expire 03/15/2020.