Energy Capital Credit Union

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Home Equity Loan

Posted on: October 4, 2016

home equity at ECCU

Have you been dreaming about making your home your dream home? Or maybe need capital to finally start your own business? Or maybe you want to send your child to college without them having to take out student loans. ECCU’s home equity loan may be the solution you need.

Our home equity loans can be used to finance home improvements, consolidate bills, or to take a vacation from the renovations! Here are some guidelines about good and so  good reasons for using a home equity loan.

If you are a homeowner and have at least 20% equity in your home, then you can qualify! Rates are fixed, low, and are based on the market. Check out the current rates here. With fixed terms up to 15 years, you pay it back in the time that works for you, and your payments are always the same. Minimum loan amounts start at  $10,000.

Applications can be completed online, and turnaround is quick, so you get your funds faster and can get to work on your dream home. What’s even better? Right now, ECCU is offering $100 off closing costs!

Stop by one of our branches to get started!