Energy Capital Credit Union

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Home Improvements

Posted on: August 2, 2016

ECCU home improvement

The weather is about to be (a little bit) cooler, and there has never been a better time to do home remodeling. Maybe your floors need to be refinished, the bathroom needs a fresher look, or your kitchen is a little dated. Perhaps you have been dreaming of a new deck or wood floors throughout your home.  Whatever the job, summer is a great time for your home improvement projects.

Before you take out a home improvement loan, remember to evaluate your reasons.  First, focus on updates that will add value and help sell your home when that time comes. For example, a kitchen update versus a home office addition.  Updated kitchens always add value to homes but renovating a bedroom into a home office is only beneficial for certain buyers. Many would rather have the extra bedroom.  Next, consider how much money you realistically need. Just because you can borrow more money for your project doesn’t necessarily mean you should. Be reasonable about how much you’ll need and don’t go overboard. It will only be that much more you have to pay back, and this could result in extra debt you don’t need.

Another reason to consider a home improvement loan is a pretty good one, you need it. Recently, Houston has had some serious flooding issues, and we understand that renovations and repairing damages on your home are necessary right now. Although these are unfortunate circumstances, Energy Capital Credit Union is here to help with a low rate Home Improvement Loan.

Come see us today, or call us at 832-604-4848 and we can help get you started.