Energy Capital Credit Union

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Money for Whatever You Need

Posted on: September 20, 2016

If you need some extra cash, we are here to make it simple. Our collateral-free signature loan can be used for whatever you like, and is available whenever you need one. Apply and have your money the same day!

With affordable rates that are much lower than credit cards, it’s a great way to pay for those out of the ordinary expenses. Fixed interest rates are based on your credit score, and take into consideration your debt to income ratio. Even our highest rates are much cheaper than payday lenders or check cashing businesses. Check out this video from NCUA about payday loans, and how to avoid falling in the trap.

You receive the entire loan amount up front and repay the loan with fixed monthly payments. Terms range up to five years, and there’s no penalty for paying of the loan early. When you’re ready, apply online and you can receive your loan documents digitally-it’s easy and secure.

So, what would you do with a little extra cash? Purchase the latest electronics? Cover college expenses or medical bills? Throw your perfect wedding? Dream BIG and let us help you finance it. Apply online here or stop by one of our branches for more information.