Energy Capital Credit Union

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More Money to Play This Summer

Posted on: June 4, 2019

School is out and summer is in full swing!


Everyone wants to be outside having fun with family and friends. No matter what is on your summer to-do list, fun often comes with a price tag. Let’s face it, having fun can be expensive and having some extra spending money will certainly not go unused.

Energy Capital Credit Union wants to help you make the most of your summer which is why we offer special offerings to our members including Skip a Payment and Vacation Loans.

Skip a Payment

Skip a Pay allows members to skip a loan payment and use the extra cash for something more fun than a loan payment! What’s even better? Requesting your Skip-A-Pay is EASY!

Simply click here to log into online banking and select SKIP A LOAN PAYMENT.

If your loan payment is normally paid through payroll deduction, your payment(s) will be deposited into your savings account on the effected payroll date for the month you skip. If you pay by automatic transfer from an ECCU account, your payment(s) will remain in your account. Some loans are excluded from this special, so be sure to review the conditions below.

It’s your money- do what you want with it this summer and skip a loan payment with Energy Capital Credit Union!

Vacation Loans

We all want to take that dream vacation. However, not many have the funds to pay for it up front and charging it on a credit card can come with hefty interest rates. Why not consider a vacation loan?

If you’re over the age of 18, you can take advantage of ECCU’s vacation loans. With fixed rates, fixed terms and no annual fees, it’s an easy, predictable way to take your dream vacation and pay it back over time with a payment you can afford. Regular lending criteria does apply.

Apply online and make your dream vacation a reality!


*Loans must be current at the time the payment skip is requested or the request will not be processed. Loans with less than six consecutive, monthly payments are ineligible. Single Payment, Home Equity, HELOC, Mortgage Loans and Credit Cards are not eligible. Skip-a-pay is allowed once every six months for eligible loans. For members who have Guaranteed Asset Protection (GAP), please check with your GAP insurance carrier to determine how payment skips may affect your coverage. We reserve the right to decline any request.