Energy Capital Credit Union

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Our Newest Account with Features You’ll Love

Posted on: September 24, 2018

Be Safer. Spend Smarter. It’s Simple.


ECCU’s Power Checking Account is loaded with features and benefits to make your life easier.


Save when you shop and travel.

  • Account holders receive exclusive travel and leisure discounts from thousands of local and national businesses.
  • $hopping Rewards give members cash back from thousands of retailers when they shop through our customized shopping portal.

Save on healthcare.

Enjoy savings on vision, dental and prescription services. This is not insurance, but can be a supplement to insurance.

Protect your identity.

Rest easy knowing that we have your back with IDProtect®, our identity and theft monitoring service. Services include:

  • Identity Theft Expense Reimbursement Coverage- receive up to $10,000 to help cover expenses and clear your name if you become a victim of identity theft.
  • Comprehensive Identity Theft Resolution Services- An IDProtect® fraud resolution specialist will help you every step of the way in restoring your identity.
  • 3-in-1 Credit File Monitoring- IDProtect® will monitor your Equifax, Experian and TransUnion credit files daily and automatically alert you if key changes occur.
  • 3-in-1 Credit Report- Request an updated credit report every 90 days or upon receipt of alert. Each new report includes updated single bureau credit score.

Save when you bank.

Benefits of our Power Checking include:

  • No Minimum Balance Requirement
  • Online and Mobile Banking with Mobile Check Deposit
  • Bill Pay
  • E-Statements and Account Alerts
  • Mastercard Debit Rewards
  • Access to 30,000+ free ATMs nationwide
  • Unlimited Check Writing

All of this for only a $5 monthly fee. For a full list of details, benefits and services provided to our Power Checking account holders, click here. We make it simple to keep your finances safe and your wallet happy.